Wealden District Council
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Mortgage Arrears Advice and Repossessions

Mortgage Arrears Advice

For many families, the cost of running a home has become increasingly difficult.

If your mortgage is becoming unmanageable, you should act quickly to contact your lender, seek debt advice and also contact the Housing Options Team at Wealden District Council.

There are other ways to help you stay in your home, such as Income Support Mortgage Interest (ISMI) available through the Department of Work and Pensions and other housing options which can be discussed with you.

There are various charitable organisations that can offer you free debt advice such as Wealden Citizen’s Advice, National Debtline or Consumer Credit Counselling Service.

Homeowner Mortgage Support

Homeowner Mortgage Support (HMS) is an additional mortgage support tool for homeowners experiencing a temporary drop in income. For example, if you had two part-time jobs but lost one of them, experienced a drop in hours or overtime or if you or your partner have lost your job and your household now relies on one income.

For more information visit: Support for Mortgage Interest (external link)

The scheme will be replaced by a loan from 5 April 2018.